Professional Liability
General liability insurance helps protect your business from claims involving bodily injury, property damage, and personal injury.
Professional Liability
Professional liability insurance helps protect businesses against claims of negligence, errors, or mistakes in professional services.
Professional Liability
About Professional Liability
Get a Professional Liability Quote
About Professional Liability
Professional liability insurance is essential for businesses that provide services, advice, or expertise to clients. While not every business is required to carry professional liability coverage, it is highly recommended for any business that could face claims related to negligence, malpractice, or professional errors.
At Archer Insurance Agency, our experienced agents help businesses evaluate their risk and determine whether professional liability insurance is appropriate based on their operations and services.
What Types of Professional Liability Insurance Are Available?
There are several types of professional liability policies, and coverage varies depending on the nature of your business. Selecting the right policy requires a careful review of your services and potential exposures.
Common types of professional liability insurance include:
Errors and Omissions (E&O) Insurance
Medical Malpractice Insurance
Directors and Officers (D&O) Insurance
How Does Professional Liability Insurance Protect My Business?
Professional liability insurance helps cover attorney fees, court costs, and settlement expenses resulting from lawsuits that allege negligence or errors in professional services. Coverage often applies even if claims are ultimately found to be unfounded.
It is important to note that professional liability insurance does not cover cyber liability claims or employment-related practices, which require separate policies.
Do I Need Professional Liability Insurance?
Unlike general liability insurance, professional liability coverage is not necessary for every business. However, it is particularly important for businesses that provide advice, professional recommendations, or specialized services, such as doctors, attorneys, consultants, designers, and other service-based professionals.
At Archer Insurance Agency, we help you understand your coverage needs and work with you to build a customized insurance plan tailored to your business.
Get a Professional Liability Quote
Talk with a local agent to find the right coverage for your business.