General Liability
General liability insurance helps protect your business from claims involving bodily injury, property damage, and personal injury.
General Liability
General liability insurance helps protect your business from claims involving bodily injury, property damage, and personal injury.
About General Liability
Get a General Liability Quote
About General Liability
A general liability insurance policy is considered a foundational form of coverage for most businesses. It helps address many of the everyday risks that can arise during normal operations, making it an important part of a well-rounded business insurance plan.
At Archer Insurance Agency, we take a consultative approach to general liability coverage. Because no two businesses are alike, we work with you to design a policy that fits your specific operations, risk exposure, and coverage needs.
Is General Liability the Same as Business Liability Insurance?
Yes. The terms general liability insurance and business liability insurance are often used interchangeably and generally refer to the same type of coverage. While the core protections are similar, general liability policies can vary by state and carrier, making it important to work with an experienced insurance agent to ensure proper coverage.
How Does General Liability Insurance Protect My Business?
General liability insurance helps cover medical expenses, legal fees, and settlement costs that may result from lawsuits filed against your business. These claims typically involve bodily injury or property damage caused by your business’s products, services, or day-to-day operations.
It is important to note that general liability insurance does not cover professional errors, auto accidents, or employee injuries. Those risks are addressed through separate policies such as professional liability, commercial auto, or workers’ compensation insurance.
Do I Need a General Liability Insurance Policy?
In most cases, yes. General liability insurance is recommended for the majority of businesses regardless of size, type, or industry. It helps cover many of the most common risks businesses face and is often considered the first line of defense against costly lawsuits and claims.
Get a General Liability Quote
Talk with a local agent to find the right coverage for your business.