Renters Insurance
Renters insurance helps protect your personal belongings and provides liability coverage if someone is injured in your rented home or apartment.
Renters Insurance
Renters insurance helps protect your personal belongings and provides liability coverage if someone is injured in your rented home or apartment.
About Renters Insurance
Get a Renters Insurance Quote
About Renters Insurance
Renters insurance is designed for individuals who rent a living space and want to protect their personal property and financial well-being. While your landlord likely carries insurance, that policy typically covers only the physical structure of the building—not your personal belongings.
A renters insurance policy helps protect your property against loss and provides liability coverage in the event you are held responsible for damage or injury.
How Does Renters Insurance Protect My Personal Belongings?
Renters insurance helps cover the personal property you own within a rented residence. This may include furniture, clothing, electronics, and other belongings. Some policies may also include limited coverage for certain improvements or alterations you make to the unit.
Coverage commonly applies to losses caused by events such as:
Fire
Lightning
Wind or hail
Theft
How Else Does Renters Insurance Protect Me?
Renters insurance policies often include Loss of Use coverage. This coverage can help pay for additional living expenses—such as hotel costs—if your rented home becomes uninhabitable due to a covered loss.
Many renters policies also include personal liability and medical payments to others coverage. These protections can help cover expenses if a guest is injured in your rented space and you are found responsible. Renters insurance does not cover your own medical expenses.
Is Renters Insurance Expensive?
Renters insurance is generally very affordable and often provides significant protection for a relatively low cost. Coverage options and premiums vary, but many renters find that a policy fits easily within their budget.
If you have questions about renters insurance or would like help finding the right coverage, contact our team to discuss your options.
Get a Renters Insurance Quote
Talk with a local agent to find the right coverage for you.