Auto Insurance
Auto insurance helps protect you financially from accidents, injuries, and damage while on the road.
Auto Insurance
Auto insurance helps protect you financially from accidents, injuries, and damage while on the road.
About Auto Insurance
Get an Auto Insurance Quote
About Auto Insurance
Auto insurance is a required and essential part of vehicle ownership. With so many factors outside your control while driving, having the right auto insurance coverage is critical to protecting yourself from significant financial loss.
At Archer Insurance Agency, we help drivers navigate auto insurance options and select coverage that fits their needs, vehicle, and driving habits.
Whether you’re building a personalized auto insurance policy or simply want to better understand your coverage options, our goal is to help you make informed decisions. Below is an overview of common auto insurance coverages.
Common Auto Insurance Coverage Options:
Liability Coverage
Helps cover injuries to others and damage to their property when you are at fault in an accident. Liability coverage is required by law in most states.Collision Coverage
Pays to repair or replace your vehicle if it is damaged in a collision, regardless of fault. This includes accidents involving other vehicles, objects, or animals.Comprehensive Coverage
Covers damage to your vehicle caused by events other than collisions, such as fire, theft, vandalism, hail, wind, or animal damage.
Uninsured / Underinsured Motorist Coverage
Helps cover injuries and property damage if you are involved in an accident with a driver who has little or no insurance.
Medical Payments Coverage
Helps pay for medical expenses for you and your passengers following an accident, regardless of who is at fault.
Additional Auto Insurance Coverages:
Glass Deductible Buyback
Provides coverage for windshield and glass repair or replacement, often with a reduced or zero deductible.Towing and Roadside Assistance
Offers 24/7 roadside services such as towing, tire changes, lockout assistance, and jumpstarts.Rental Car Reimbursement
Helps cover the cost of a rental vehicle while your car is being repaired following a covered claim.Loss of Use Coverage
Provides funds for transportation expenses while your vehicle is unavailable, including public transit, rideshares, or rental vehicles.Rideshare Coverage
Helps protect drivers for rideshare companies such as Uber and Lyft during periods when personal or company insurance may not apply.Customized Equipment Coverage
Covers repair or replacement of aftermarket equipment such as custom wheels, audio systems, or other vehicle modifications.Original Equipment Manufacturer (OEM) Coverage
Helps ensure factory-original parts are used in covered repairs on eligible vehicles.New Car Replacement Coverage
Provides coverage to replace your vehicle with a new one of the same make and model if it is totaled within a specified time and mileage period.
Get an Auto Insurance Quote
Talk with a local agent to find the right coverage for you.